*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a { color: inherit; text-decoration: none; }

h1, h2, h3, h4 { line-height: 1.2; font-weight: 700; }

h1 { font-size: clamp(2rem, 5vw, 3.25rem); }
h2 { font-size: clamp(1.6rem, 4vw, 2.5rem); }
h3 { font-size: clamp(1.2rem, 3vw, 1.6rem); }

p { max-width: 68ch; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.section { padding: var(--section-pad); }
.section--gray { background: var(--gray-light); }
.section--navy { background: var(--navy); color: var(--white); }

.section-label {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 12px;
}

.section-title {
  margin-bottom: 16px;
  color: var(--navy);
}

.section--navy .section-title { color: var(--white); }

.section-subtitle {
  font-size: 1.1rem;
  color: var(--gray-text);
  margin-bottom: 48px;
  max-width: 60ch;
}

.section--navy .section-subtitle { color: rgba(255,255,255,0.75); }

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  font-family: var(--font);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: var(--cta);
  color: var(--white);
  border-color: var(--cta);
}
.btn-primary:hover { background: var(--cta-hover); border-color: var(--cta-hover); transform: translateY(-1px); box-shadow: 0 4px 14px rgba(37,99,235,0.35); }

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline:hover { background: var(--white); color: var(--navy); }

.btn-outline-dark {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-outline-dark:hover { background: var(--navy); color: var(--white); }

.btn-phone {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
  font-size: 1rem;
}
.btn-phone:hover { background: var(--gray-light); }

.stars {
  color: #f59e0b;
  font-size: 1.1rem;
  letter-spacing: 2px;
}

.badge-insured {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--gray-light);
  border: 1px solid var(--gray-mid);
  border-radius: 24px;
  padding: 6px 14px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--navy);
}